
- #Paypal credit card terminal for free#
- #Paypal credit card terminal upgrade#
- #Paypal credit card terminal pro#
- #Paypal credit card terminal plus#
In-person, online, and keyed transaction capability: Both apps allow users to take orders in person, set up a checkout online, or input credit card information manually (called a "keyed transaction" or "virtual terminal transaction"). If you're torn between Stripe and PayPal for your business, disregard these factors-they're (more or less) the same on both sides.Ĭredit cards accepted: Both Stripe and PayPal can accept all major credit cards. ⭐⭐⭐⭐ All major credit cards, 25 international currencies, Venmo transfers, and crypto ACH transfers not supported ⭐⭐⭐⭐ All major credit cards, 135 international currencies, crypto, and ACH debit and credit transfers Venmo transfers not supported
#Paypal credit card terminal pro#
⭐⭐⭐ Customizable checkout gateway and on-site checkout options require Payments Pro ($30/month) or Payflow Pro ($25/month) accounts ⭐⭐⭐⭐ Fully customizable checkout gateway included at no extra cost
#Paypal credit card terminal plus#
⭐⭐ Higher added fee for international transactions and currency conversions, plus base "% + fixed cost" fees have different fixed costs for each country ⭐⭐⭐⭐⭐ Simple, low-cost added fee for international transactions and currency conversions ⭐⭐⭐⭐⭐ PayPal Pay option included with no additional fees ⭐⭐ Available via third-party integrations with high per-transaction fees ⭐⭐ Merchants need a paid account (Payments Advanced, Payments Pro, or Payments Pro Payflow), and it costs $10/month to be able to accept recurring payments ⭐⭐⭐⭐⭐ Recurring payment setup is included at no extra charge users can gain access to advanced billing tools like recurring invoices for a low additional per-transaction fee
#Paypal credit card terminal upgrade#
⭐⭐ Complicated pricing with different "% + fixed cost" fees for each type of transaction difficult-to-parse fees for upgrade services that are required in order to access key features that also cost an additional fee

⭐⭐⭐⭐⭐ Simple "% + fixed cost" fee schedule with uncomplicated pricing for add-ons like recurring payments and invoice management ⭐⭐⭐⭐ Very easy off-page checkout setup customizable gateways available with upgrades are just as tricky to integrate as Stripe

⭐⭐⭐ A little trickier to set up, since Stripe's checkout gateway must be integrated with your site Keep in mind that we're evaluating these platforms as payment processors-not for personal money transfers or even for particularly large invoicing projects (though both platforms do have invoicing tools, which I'll get to later on). In reality, Stripe and PayPal are both equally secure, but the fact remains that some people are set in their ways and would rather forgo a purchase than adapt to a new payment processor. Particularly if your customer demographic skews a little older or less tech-savvy, you may find customers are more willing to input financial information via a platform they're already familiar with. That said, you can't put a price on the value of PayPal's universal brand recognition.
#Paypal credit card terminal for free#
Stripe offers most of PayPal's paid features for free or for a much cheaper per-transaction fee, and their regular fees are lower, too. PayPal has a seriously complicated fee schedule that adds up quickly, and even basics like a virtual terminal or a recurring payment tool require a subscription plan plus an added monthly fee. I'm just going to put the bottom line up front: Stripe is the better choice in nearly every scenario. If you're trying to choose between the two, here's what you need to know. Two of the most popular payment processors are Stripe and PayPal. And when it comes to fees, choosing the wrong payment processor can cost you hundreds-or more, if you're selling at scale.

You need to make sure the processor you choose can integrate with your selling platform, that it supports the transaction types you use, and that it has the features you need.
